3-2
8%
1
21 04110%5 2005 2 7001 450
1
400
1
550
1
650 2 1002 200 2 450 2 600 3 000 2 200 2 1 000 1 300 100 2 1 000 1 450 300 2 1 000 1 500 500
2009
2009 1 0001 400 1=10008%P/A10%5+1000P/F10%5=924 210008%P/Ai5+1000P/Fi5=1041 i =7% 7%1041 3-32009500 00058%
1
2
3
1P/A8%5=5000003.9927125228.54
2[P/A8%4+1]=500000
3.3121+1115952.78
3
1+=115952.781+8%
125229.00
3-42008 20081231
20082500010%
70%2009
20%
200
2009
12009
22009
12000+3000+700025000=48%
4000+200025000=24% 00=24%
20%=5000
=500048%-24%=120020091+20%+20%1-70%=900
22009
2006 2 500 2007 2 800 2008 3 000 3 6002008 B a 1650-1400/1650-0.53000-2500=0.5 3000=150 2600-2200/2600-0.8 3000-2500=0.8 3000=200 2500-2100/2500-0.83000-2500=0.8 3000=100 450 2.1 1300/1500-0.4 25003000=300 1000 1150 1=1150+1.7x =1150+1.73600=7270 2008=1.73600-3000 4-14-8000110%12%3%25% 200012%125%/2000110%13%100%=8.43% 4-220080804010%15%14.8% 10%80/200+15%80/200+14.8%40/80=1296% 4-31 000 ///% /% 150 9 200 9 350 10 200 10 500 12 600 12 1 000 1 000 9%156/1000+10%350/1000+12%500/1000=108511