东北财经大学本科毕业论文 金融市场与企业筹资 作 者 院 系 会计学院 专 业 会计学 年 级 99 学 号 9956182 指导教师 教授 答辩日期 成 绩 90
内 容 摘 要
企业无论是在前期的筹建阶段还是后期的生产经营过程中,都需要一定的资金。除自有资金外,企业还可以从多方面筹集资金,而在市场经济条件下,企业主要从金融市场中筹措所需的资金。世界经济一体化进程加快的背景下,在我国加入WTO之后,我国企业在金融市场中筹资面临着更多的机会和挑战。于是企业如何在国内外金融市场中筹集资金也就越来越引起人们的关注。
本文通过讨论金融市场和企业筹资的概念、内容、分类以及相互联系,阐述了企业在金融市场中筹资的主要渠道和方式,重点分析了企业在金融市场筹资过程中需要注意的一些问题,并就企业如何更好的在国内外金融市场中筹集资金提出了个人的一些建议。
本文共包括以下四个部分:
第一部分,论述对于金融市场及企业筹资的理解;
第二部分,阐述企业在金融市场中筹资的现状;
第三部分,分析企业在金融市场中筹资存在的一些问题;
第四部分,提出对于企业在金融市场中筹资的几点建议。
企业在金融市场中筹资,首先需要将信誉置于首位,只有靠诚信才能筹集到所需资金;其次要在筹资渠道的拓展,筹资视野的开阔,筹资方式的选择和创新等方面更加积极的考虑;并且要注意筹资结构的合理调配,控制并防范筹资带来的风险。总之,要将企业在金融市场筹资的收益最大化,风险和成本最小化。
关键词:金融市场 企业筹资 筹资方式 筹资结构 筹资成本 筹资风险
ABSTRACT
Enterprise weather is for the period raises to set up the stage or in the late produces to operate the process inside, all need the certain funds. In addition to one's own funds, enterprise can also raise the funds in many ways, under the market economy term, the enterprise main raise the funds from financial market. While the economic integral whole in world turns the progress quickly, after our country join WTO, enterprise raises funds to face more opportunities with challenge in financial market. Hence how the enterprise raise the funds in domestic and international financial market too cause people concern more and more.
This text passes the advertent some problem for discussing financial market with enterprise raise funds of concept, contents, classification and mutually contact, expatiate enterprise in financial market raise funds of main outlet with way, point analyze enterprise in financial market raise funds process need, combining how enterprise is better raise in domestic and international financial market the funds put forward a bit personal suggestion. This text includes totally below four parts:
The first is part of, discussing the comprehension toward financial market and enterprise money raising;
The second is part of, expatiating the present condition that enterprise raise funds in financial market;
The third is part of, analyzing the enterprise to raise funds the existent and some problem in financial market;
Four-part cent, put forward to raise funds enterprise in the financial market very much of what time suggestion.
The enterprise raises funds in financial market, needing to place the prestige first, only depend the trustworthiness then can raise the funds needed; Want the next in order at raise funds the outlet expand, raising funds the visual field spacious, money raising the choice of the way with creative etc. aspect more positive consideration; And notice the structural reasonable in money raising dispenses, controlling and against the risk that money raising bring. In fine, wants to maximize the income of enterprise at financial market raise funds, risk with cost minimum.
Key words: Financial market Enterprise raises funds Way to raise funds Construction of the money raising Cost of money raising Risk of money raising
目 录
一、对于金融市场及企业筹资的理解 ................................................. 1
(一)对金融市场的理解 ............................................................. 1
(二)对企业筹资的理解 ............................................................. 1
(三)金融市场与企业筹资的密切联系 ................................................. 2
二、当前金融市场中的企业筹资 ..................................................... 2
(一)通过商业信用或商业票据筹资 ................................................... 2
(二)通过信贷筹资 ................................................................. 3
(三)通过发行债券或发行股票筹资 ................................................... 3
(四) 其他筹资方式 ................................................................ 4
三、金融市场中企业筹资存在的问题 ................................................. 5
(一)企业信誉问题严重 ............................................................. 5
(二)企业筹资存在盲目性,并且对筹资风险的认识和防范意识不强 ....................... 6
(三) 企业筹资渠道和方式仍然受局限,视野不够开阔 .................................. 6
(四) 中小企业筹资困难依然是一个普遍存在的问题 .................................... 6
四、对于企业在金融市场中筹资的几点建议 .................. …… 此处隐藏:15371字,全部文档内容请下载后查看。喜欢就下载吧 ……