1. After much deliberation, the bank clerk ----- agreed to offer Ms. Johnson a loan in spite of her poor credit history.
A. steadily
B. reluctantly
C. comfortably
D. inevitably
2. The writing in the article must be as ----- as possible so that all readers can understand the complex issue.
A. clear
B. clearer
C. clearest
D. clearly
3. The ----- of another sudden stock market crash keeps many middle-class citizens from investigating their money.
A. encounter
B. prospect
C. conclusion
D. refusal
4. Ms. McMahon would like to speak with ----- attended the annual accounting seminar in Phoenix last weekend.
A. anyone
B. however
C. everybody
D. whoever